How Can A Car Accident Attorney In Montana Help You?

Being involved in a car accident that results in an injury may be the first time you are forced to submit a serious claim to your insurance company. Many people in Montana fret that submitting a claim to their insurance carrier will result in a premium increase. 

However, this should not be a cause for concern if you did not cause the accident. For example, claims for underinsured and uninsured motorist coverage are filed under your own insurance for car accidents caused by other negligent drivers. 

It makes little sense for an insurance company to penalize you for accidents caused by other drivers. If you paid a premium for auto insurance and were injured in a car accident caused by another driver, there is no reason to hold off on submitting a claim under your own insurance policy.

Studies have shown most people submit a claim for a car accident just once every 18 years. Insurance companies on the other hand deal with hundreds of claims every single day. 

They have entire teams of adjusters, consultants, and lawyers to help them find ways to pay out the least amount of compensation for an injury claim. Hiring a lawyer experienced with car accident claims is essential if you want to maximize your settlement outcome.

Auto insurance companies know which lawyers in Montana are willing and prepared to proceed to trial to obtain fair compensation for their injured clients and which lawyers are willing to settle claims at a discounted amount to avoid trial.

In order to ensure that you obtain the compensation you deserve, it is critical to obtain a trial lawyer to handle your car accident claim who has a proven record of obtaining jury verdicts for their injured clients.

Hiring a competent trial lawyer with a strong reputation will also help expedite the resolution of your claim. The threat of litigation from an experienced trial lawyer can often compel insurance companies to promptly pay the claims of individuals who are injured in car accidents.

If the insurance company knows that the lawyer for the victim is unprepared to proceed to trial, they are less likely to promptly pay the fair value of a claim.

The car accident lawyers at Hoyt & Blewett PLLC have a well-known history in Montana of going to trial and obtaining verdicts far above the last offer of the insurance company. Many of these recoveries forced the insurance company to pay far more than the actual policy limits of their insured.

If an insurance company refuses to pay a claim, the injured person will be required to file a lawsuit. While the amount of time it takes to get to trial varies depending on the Court in which the case is filed, obtaining a trial date for a car accident claim in Montana can take more than a year from the time the lawsuit is filed.

During this time, depositions will be taken, discovery will be conducted, and the factual and legal basis for the claim will be established. Even after a jury trial, it is possible that an appeal could be filed, which would require additional time to resolve.

No one can guarantee how quickly an auto accident claim will be resolved in the State of Montana, but hiring an experienced car accident attorney is the best way to obtain fair compensation in a timely manner.

The laws regarding car accidents and personal injury claims differ from state to state, and you could miss out on your opportunity for compensation if you do not follow the deadlines imposed under Montana law.

Determining who is at fault in an accident can be different in each state as well. Montana employs a modified comparative fault system, which differs from a standard comparative fault system and the no-fault system.

This can have a significant effect on your recovery and negotiating power. Retaining a car accident lawyer who is experienced in Montana will help ensure that all legal factors are fully considered early on in your case.

If you are injured in a car accident, your #1 priority should be your health. Battling with insurance companies is sure to add unwanted stress to your life and complicate the recovery process.

When you hire a car accident attorney, you will be able to focus on your health, leaving the legal analysis, negotiating, and paperwork to your lawyer.

Most lawsuits stemming from car accidents do not go to court; rather, they end in a settlement negotiated by both parties. An experienced lawyer who is prepared to take the insurance company to trial if they do not fully compensate you will have far more bargaining power than a lawyer who is not prepared to go to trial.

Having an experienced lawyer’s objective opinion is important in evaluating your injury claim, as you may be inclined to accept a quick settlement to end the process when you may be entitled to much more compensation.

Without a lawyer, you will be forced to obtain all:

• Medical records
• Insurance policies
• Police reports
• Witness statements
• Receipts
• And other proof of damages in order to prove your claim

This can be complicated and time-consuming and is not recommended while recovering from a car accident injury or if you are not intimately familiar with personal injury law in Montana.

Many individuals unknowingly cause irreparable damage to their car accident injury claims through their actions while they are unrepresented by legal counsel.

Contact Hoyt & Blewett today to get started on your auto accident case!

The attorneys Hoyt & Blewett PLLC have more than 100 years of combined experience in handling car accident claims.

We've handled numerous types of vehicle accidents, including:

• Rollover vehicle accidents
• Truck and tractor-trailer accidents
• Head-on collisions
• Accidents caused by drunk drivers
• Cases involving defective and unsafe automobiles
• And multiple vehicle highway accidents

Our litigation efforts and advocacy have also resulted in safety improvements and the installation of signage and traffic control devised to protect the public from dangerous intersections and other safety hazards on the road. In other words, Hoyt & Blewett PLLC genuinely cares about our community.

Our firm has obtained numerous substantial jury verdicts in cases involving car accidents, including:

• Tacke v. Fireman’s Fund Ins. Co. ~ $3,500,000.00
• Bumgarner v. Farmers Union Mutual Ins. ~ $3,202,000.00
• Messick/Bowman v. Patrol Helicopters ~ $2,505,000.00
• Taylor v. Wurz and Rimrock Colony ~ $1,033,470.29
• Jenkins v. All Nation Ins. Co. ~ $650,000.00
• Tucker v. Farmers Insurance ~ $516,000.00

For the full list of our firm’s jury verdicts, click here.

Why are car accidents so prevalent in Montana? The data shows that the causes of car accidents vary significantly and can be a bit unpredictable. Although, there are a few reasons why car accidents occur that appear commonly on crash accident statistics, in Montana, and throughout the United States.

Common reasons why car accidents occur include:

• Driver distraction, like texting and driving
• Intoxicated driving
• Speeding
• Reckless driving
• Unsafe driving conditions

Car accidents are one of the leading causes of severe injury and wrongful death across Montana, the U.S., and indeed the world. There is even a significant chance of moderate to severe injury in low-speed car accidents, such as rear-end accidents at stop signs or in parking lots.

Injuries reported in car accidents vary, but may include:

• Whiplash
• Broken bones
• Lacerations
• Spinal cord injuries
• Traumatic brain injuries (TBI)
• Permanent disfigurement

You can use our help to seek damages following a car accident, regardless of the type of severe injury you suffered. It is our goal to make certain you get as much compensation as possible from the liable party’s insurance company.

Damages might include:

• Emergency medical care
• Hospitalization
• Lifelong rehabilitative therapy
• Missing wages
• Emotional trauma
• Lessened enjoyment of life
• And pain and suffering