Montana Drivers Should Protect Themselves by Learning about Auto Insurance

Every State in the country requires that drivers carry a minimum amount of auto liability insurance coverage to provide compensation to people who suffer personal injuries in an auto or trucking accident.  The mandatory minimum insurance limits in Montana are $25,000 per person and $50,000 per accident.  While these amounts may seem adequate to cover the damages suffered by most people injured in auto and trucking accidents, in most serious accidents, these amounts are far too low to compensate injured victims for their sizeable medical expenses and loss of income as a result of not being able to work.

To make matters worse, many insurance agents who sell auto insurance coverage do not have the necessary knowledge or expertise in the area of personal injury litigation to properly advise consumers on the appropriate amount or type of auto insurance to purchase.  This creates serious problems for injured victims and significant financial exposure for people who negligently injure someone in an auto or trucking accident.  In order to protect others in society against your negligence and to protect your personal assets, it is critically important to purchase auto liability insurance coverage of at least $250,000 per person and $500,000 per accident.  It is also equally important that you purchase underinsured motorist insurance coverage in the amount of at least $250,000 per person and $500,000 per accident to help protect you and your family in the event that you are unfortunate enough to be involved in an auto or trucking accident in which the at-fault driver has limited liability insurance coverage.  

Although Montana has a relatively small population, it is unfortunately home to a large number of auto and trucking accidents each year, making it even more important that drivers carry insurance coverage far in excess of the established minimum limits.  One of those recent tragic auto accidents claimed the life of a 64 year old woman on US 93 South near Stevensville, Montana.  According to a news report from the Ravalli Republic, the fatal two vehicle collision also resulted in life threatening injuries to the other driver.  

If you or a loved one are involved in an auto or trucking accident, it is critically important that you consult with a law firm that specializes in ensuring that injured victims are fully compensated for the damages they suffer.  This means forcing insurance carriers to pay the actual value of the auto or trucking accident claim, not just the amount the insurance carrier arbitrarily decides is reasonable.  The law firm of Hoyt & Blewett PLLC has a 40 plus year track record of maximizing the recovery of auto and trucking accident victims.  In the event you sustain personal injuries in an auto or trucking accident in Montana, call the attorneys at Hoyt & Blewett PLLC for a free consultation.